A life insurance policy which pays a benefit on the death of the insured but which also provides a.

Insurance which gives protection to a business or homeowner against property loss, damage and injury.

The beneficiary designated to receive property held in.

(FSAVC) An employee's pension scheme which is additional to but independent from his occupational pension.

A document, relevant to life assurance, personal pension and unit trust products, which is given to.

A fund whose portfolio comprises a range of securities from markets around the.

A type of commodity-product spread involving the purchase of crude oil futures and the sale of.

(IFP)The UK professional body committed to the development of financial planning. The Institute was set.

A term used when money is borrowed in a foreign.

A term sometimes used in wills which effectively means HM Treasury. In the event of a deceased.

An option strategy with limited risk and limited profit potential that involves both a long (or.

Purchase of shares without entitlement to current rights issues. This entitlement remains with the.

(FAR) The amount by which a company's assets outweigh its liabilities, expressed as a percentage..

An individual or organisation who seeks to take over a company by purchasing its.

A system designed to adjust accounting for changes in prices that affect a company's assets. The.

(EDSP)The price which determines the price for physical delivery of the underlying instrument or the price.

The gap between government spending and revenue and thus the amount that needs to be borrowed. .

An agency which holds information about the credit reliability of consumers and makes the.

A central clearing house for Britain's charities. Allows supporters to make tax-efficient donations.

In the US, a tax imposed by the federal government or state on the net value of a deceased person's.